Insurance is not just for your home, car, or health. Insurance is also a powerful tool for protecting your wealth, which is why we believe that no investment plan is complete without assessing the need for insurance.
Whether your goals include income replacement, efficient wealth transfer, or financing long-term healthcare expenses, our Financial Advisors can develop an insurance strategy to provide the protection you need. We can also review your existing insurance coverage to ensure it still meets your needs.
Through strategic partnerships with well-established and respected insurance companies, we can offer you a wide range of powerful insurance products. From term, whole life, and universal life, to long-term care, estate protection, life settlements, and fixed and variable annuities-we have solutions to provide you with financial security.
We begin by reviewing your insurable assets and then propose an appropriate policy type and face amount to efficiently cover the obligations involved. You may benefit by using insurance as an estate planning tool to pass inheritance to heirs in a tax efficient manner, which may be accomplished with an irrevocable life insurance trust. Other important areas that we address include disability insurance, liability umbrella, and long-term care insurance.
Having yourself protected is not a one and done exercise. Your personal, family, and financial circumstances are constantly changing, and so should the way you protect them. From changes in net worth, to a new child or grandchild, retirement, or changing goals and priorities, your insurance coverage should reflect your current situation.
To get started on developing your insurance strategy, or to ensure your existing policies are appropriate and up-to-date, schedule a policy review with a Financial Advisor.